Boarding Up Insurance Claims in Sutton | Making It Simple

Dealing with a broken window, a burglary, or storm damage is stressful enough. The thought of navigating a complex insurance claim on top of that can be daunting. We’re here to make at least one part of that process simple and straightforward. Our boarding up insurance claims Sutton support service is designed to not only secure your property rapidly but also to provide you with the precise documentation and professional service you need for a smooth and successful insurance claim.

Understanding how emergency boarding up fits into your insurance policy is key. In this guide, we’ll explain your responsibilities as a policyholder, how our service helps you meet them, and what you can expect from the claims process.

The Most Important Question: “Is Boarding Up Covered by My Insurance?”

For almost all standard home and business insurance policies, the answer is yes. Emergency boarding up is considered an essential action to prevent further damage, which is a fundamental requirement of your policy.

Your insurance policy is a contract. While it covers you for loss or damage, it also requires you to act responsibly to prevent the situation from getting worse. This is known as the duty to “mitigate your loss.”

What does “mitigating your loss” mean in practice?

Imagine a storm smashes a window in your living room. If you leave the window open, rain could pour in, ruining your carpets, furniture, and electronics. A thief could also see the opening and steal your belongings. In this scenario, the initial damage was the broken window. The subsequent water damage and theft are secondary losses that could have been prevented.

By calling our emergency boarding up Sutton service, you are taking a reasonable and necessary step to prevent those secondary losses. This action demonstrates to your insurer that you have fulfilled your duty as a policyholder, which is crucial for your claim.

How Our Service is Designed for Successful Insurance Claims

We have years of experience working with homeowners, businesses, and all major UK insurance providers. We understand exactly what they need to see to process a claim efficiently. Our entire service is structured to support you.

1. Insurance Approved Boarding Up Methods

Insurers need to know that the temporary repair was carried out professionally. Our technicians use industry-standard, non-destructive techniques and high-quality materials (18mm marine-grade plywood). This assures the insurer that the solution was robust and didn’t cause further damage to your property, such as harming your window frames.

2. Detailed, Compliant Invoicing

A simple receipt isn’t enough for an insurance claim. We provide a full, itemised VAT invoice that includes all the details your insurer needs to see:

• Your Name and Address: Clearly identifying the policyholder and property.
• Date and Time of Service: Proving the work was carried out as an emergency response.
• Detailed Breakdown of Work: A clear description of the service, e.g., “Emergency out-of-hours boarding up of one ground-floor uPVC window.”
• Itemised Costs: A clear breakdown of labour and materials charges.

This level of detail removes ambiguity and helps the claims handler process your reimbursement quickly.

3. Support for All Claim Types

Our documentation is tailored to the nature of your claim, providing essential evidence whether the damage was caused by:

• Burglary or Forced Entry: Our invoice provides proof that you secured the property after a criminal act.
• Storm or Weather Damage: We document that you protected your property from further exposure to the elements.
• Vandalism or Criminal Damage: We help you show you took steps to prevent repeat incidents.
• Accident or Fire Damage: Our service is a key first step in making the site safe, a requirement for any further assessment.

4. Working with Loss Adjusters

For larger or more complex claims, your insurer may appoint a loss adjuster to assess the site. A professionally boarded-up property shows the loss adjuster that the site has been responsibly managed and secured since the incident. This creates a positive impression and can help streamline their assessment process.

A Simple Step-by-Step Guide to Your Claim

1. Ensure Safety & Call for Help: Make sure everyone is safe. If it’s a crime scene, call the police and get a Crime Reference Number (CRN).
2. Call Us for Emergency Boarding Up: Contact us immediately, 24/7. We will dispatch a team to secure your property.
3. Pay for the Service & Keep Your Invoice: You will typically pay for the emergency service upfront. Your detailed invoice is your key to reimbursement.
4. Contact Your Insurance Company: Inform them of the incident as soon as possible. Tell them you have already taken steps to mitigate your loss by using a professional boarding up service.
5. Submit Your Claim: Fill out your insurer’s claim form and submit it along with our detailed invoice and your CRN (if applicable).

The cost of our emergency service will then be processed as part of your overall claim.

Don’t Delay – It Could Affect Your Claim

The single most important piece of advice is do not wait. A delay in securing your property can have serious consequences for your insurance claim. Insurers can, and do, argue that secondary damage could have been avoided. Protect your property and your claim by acting fast.

Our 24-hour emergency boarding team is always on standby to provide the insurance approved boarding up service you need, exactly when you need it.

If you need to secure your property for an insurance claim in Sutton, call us now for immediate assistance and peace of mind.